Mortgage finance
Long-term funding is channelled through eligible participating financial institutions to expand access to housing loans.

Designed for
Home buyers and affordable-housing developers
A housing finance pathway connecting eligible households to affordable homes, mortgage lenders and verified projects.
Visit Gira IwaweOverview
Gira Iwawe is the public-facing pathway of the Rwanda Housing Finance Project, connecting aspiring homeowners with affordable housing options, eligibility verification and participating mortgage lenders.
The wider project combines long-term housing finance, technical assistance and government infrastructure support to increase the supply and accessibility of affordable housing in Rwanda.
Components
Long-term funding is channelled through eligible participating financial institutions to expand access to housing loans.
Gira Iwawe links verified affordable-housing demand and supply and provides a starting point for eligibility checks.
Government support helps de-risk eligible affordable-housing developments through approved infrastructure investment.
Participating lenders
Bank of Kigali, Bank of Africa Rwanda, BPR Bank and NCBA Bank.
Equity Bank Rwanda and I&M Bank Rwanda.
Zigama CSS, Umwalimu SACCO and Muganga SACCO.
Programme team
Contact the programme team for guidance and enquiries.


Take the next step
Register on Gira Iwawe and complete the eligibility check. Once confirmed, approach your preferred participating financial institution for mortgage processing.
Quick access
Ask for guidance or reach BRD directly.