Education financing for Rwanda's future.

BRD manages the Government Student Loan and Bursary Scheme with MINEDUC and HEC, supporting eligible students with approved education-related expenses.

Portfolio impact

Supporting access to higher education.

Since 2016, BRD has managed student-loan disbursement and recovery alongside Rwanda's education institutions.

RWF 669 billion

Financing provided

142,201

Students financed locally and abroad

RWF 57 billion

Loan repayments recovered

Repayment estimate

Study loan repayment calculator

Employed beneficiaries repay 8% of gross salary. Enter your salary and outstanding balance to estimate the deduction and repayment period.

Estimated monthly deductionRF 40,000
Annual repaymentRF 480,000
Estimated duration10y 5m

This is an indicative estimate based only on the approved 8% salary deduction rule. Your official balance, repayment schedule and clearance status are provided by BRD through Minuza or the Loan Collection Team.

Student journey

From application to clearance.

  1. Application
  2. Approval
  3. Contract signing
  4. Disbursement
  5. Graduation
  6. Declaration
  7. Repayment
  8. Loan collection
  9. Clearance

Repayment guidance

Repayment begins when a graduate is employed and declared as a Government Student Loan Scheme beneficiary. Employers deduct 8% of gross salary and remit it before the 15th of the following month. Self-employed graduates should contact BRD's Loan Collection Team to agree on a repayment commitment.

Manage your loan in Minuza ↗

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How can we help?

Ask for guidance or reach BRD directly.

Call Centre

Toll-free 3288

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