Products & SolutionsECGF

Export Credit Guarantee Facility

Designed for

Exporting and export-linked MSMEs

A credit-risk sharing facility that helps financial institutions lend to Rwandan MSMEs in the export value chain.

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Overview

What is ECGF?

The Export Credit Guarantee Facility (ECGF) is designed to improve access to finance for micro, small and medium enterprises engaged in the export value chain or operating with an export focus.

By covering part of a lender's credit risk, ECGF encourages participating financial institutions to finance exporters and export-linked businesses, supporting export growth, job creation and competitiveness in international markets.

Purpose

Main objectives of ECGF

  1. Affordable financing for MSMEs involved in export-related activities.

  2. Greater lending to the export sector through a practical risk-sharing mechanism.

  3. Value addition and a stronger export ecosystem across priority sectors.

How it works

Partial credit guarantees for eligible MSMEs

  1. ECGF covers up to 70% of an eligible loan, with a maximum of FRW 700 million per borrower.

  2. The guarantee reduces the credit risk carried by participating financial institutions.

  3. Exporters gain access to capital to expand operations, improve productivity and enter new markets.

Benefits

Benefits for MSMEs and participating financial institutions

For MSMEs

  • Easier access to credit for export-oriented investment.
  • Improved financing terms and reduced collateral pressure.
  • Capital to expand operations, improve productivity and enter new markets.

For financial institutions

  • Reduced credit risk through partial guarantee coverage.
  • Room to expand lending portfolios into the export sector.
  • A structured way to finance eligible MSMEs and report on performance.

Eligibility

Who can benefit

  1. MSMEs directly exporting goods or services.

  2. Suppliers, processors, transporters and logistics providers in export value chains.

  3. Eligible export-driven businesses in manufacturing, agribusiness, services and related sectors.

Programme team

Meet the people behind ECGF.

Contact the programme team for guidance and enquiries.

Queen MUTAMULIZA

Queen MUTAMULIZA

Manager, Guarantee Operations

Email Queen
Phionah MBABAZI

Phionah MBABAZI

Transaction Specialist - Credit Guarantee

Email Phionah

Take the next step

Apply through a participating lender

Eligible MSMEs apply through a participating financial institution. The lender assesses the financing request and submits the guarantee application on the beneficiary's behalf.

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How can we help?

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