News and stories from BRD.

The Development Bank of Rwanda released its 2025 Integrated Annual Report, Sustainable Prosperity & Innovation, detailing a landmark year of financial transformation and socio-economic impact.

BRD surpassed FRW 1 trillion in total assets, a 30% increase year on year. Profit before tax rose by 121% to FRW 23.1 billion from FRW 10.4 billion in 2024. The gross loan portfolio grew by 42% to FRW 715 billion while the non-performing loan ratio remained below 1%.

Newly financed projects sustained 29,895 jobs. Cana Uhendukiwe helped 195,022 households gain access to clean energy and contributed to a reduction of more than 2.7 million metric tons of net carbon emissions. BRD also supported 10,359 affordable housing mortgages and provided study loans to 14,213 students.

The Bank achieved ISO/IEC 27001 and ISO 22301 certifications for information security and business continuity. The Board also approved a revised 2026–2029 corporate strategy focused on financial inclusion, blended finance and impact-led financing across agriculture, housing and exports.

Kataza is led by BRD with the Mastercard Foundation and strategic partners to expand access to finance and strengthen the capacity of young people and women, particularly in agriculture, tourism and hospitality.

Through SACCOs and microfinance institutions, Kataza provides pay-as-you-harvest loans at 9% annual interest. Chance Izereyesu received a FRW 600,000 loan with a nine-month repayment period to rent land, hire labour and buy inputs.

She expects 1.2 tons of maize, nearly four times her previous yield, and her farm has created five permanent jobs. Marie Louise Uwingeneye and her husband used a FRW 1 million loan to expand their farm and expect production to rise from 1.5 to three tons.

The programme also includes Journey of Transformation sessions that support shared household and business decision-making, property rights awareness and recognition of each family member's contribution.